SC SmileCost

Dental Implant Insurance Coverage

Major US dental insurers rarely cover implants in full, but partial benefits and medical exceptions exist. Compare carrier-specific rules below.

Delta Dental

PPO vs Premier — implant coverage by plan tier

MetLife Dental

Annual maximums and implant exclusions

Cigna Dental

Waiting periods and major restorative limits

Aetna Dental

Medical vs dental benefit crossover

Guardian Dental

Employer plan implant allowances

General Coverage Guide

How dental insurance treats implants overall